Your closing is the meeting between you, the seller, your real estate agents, and our closing agent. At this meeting, the property and funds legally change hands and the mortgage documents are signed. The closing will typically take place at a Closing Agent’s or Escrow Agent’s office. A Closing Agent or Escrow Agent is usually an attorney, who witnesses the execution of the loan closing documents.

At the loan closing you will review and sign the required closing documents that will allow us to transfer the necessary funds to the seller, so that you will now own the property and that signify your agreement to repay the lender the loan used to secure your new property. The Deed of Trust or Mortgage is the document that places a lien on the property as security for repayment of your home loan. The Note represents your agreement to pay the lender according to the agreed upon terms of the loan.